Lending & credit scoring
Loan origination, eligibility rules and credit scoring based on behavioural data, with tools for credit officers to review and manage applications.
Fintech
Fintech products people trust with their money
Lending, wallets and payment flows where security reviews, data protection and reliability decide whether a product ships.
- Credit scoring
- Mobile wallets
- In-app payments
- NFC tap-to-pay
- Multi-tenant SaaS
- Admin & back-office tools
Fintech · Kenya700education loans issued in 2024
Mobility · Mexico100+buses with smart ticket validators
Logistics · Saudi Post1M+active users across Saudi Arabia
What we do
What we build in fintech
Wallets & payments
Mobile wallets with real-money top-ups, in-app purchases and NFC tap-to-pay modules, built to keep working when connectivity drops.
Personal finance
Budget planning, income and expense tracking, and insights that help users avoid overspending.
Corporate finance platforms
Multi-tenant systems for corporate expenses with physical and virtual cards, configurable for each client company.
Proof
Delivered in this industry
Girls First Finance: 700 education loans issued in 2024 on a platform we built as the project CTO.
Fintech · Kenya
700education loans issued in 20245–7Kactive users
10partner schools
Mobility · Mexico
100+buses with smart ticket validators2.5 yearsof development
3countries in one delivery
Logistics · Saudi Post
1M+active users across Saudi Arabia6+ yearsof iterative scaling
5★client rating on Upwork
Why Mobian
Why Fintech teams pick us
Security from day one
Encryption, access control and data protection are part of the architecture, not a pre-launch audit fix.
CTO-level ownership
On Girls First Finance we acted as the project CTO and built the platform from scratch.
Payments in the real world
We have shipped payments for transit systems and national-scale delivery apps, not only demos.
Long-term partner
Fintech products keep changing. Our engagements run for years, so the team already knows the codebase.
How we work
Engagement models
Need a full product built or just missing in-house expertise? Pick the model that fits your team.
Dedicated development team
A complete team that works only on your product, for a long-term roadmap.
Team augmentation
Senior engineers join your team and fill the skill gap without a full-time hire.
Turnkey development
We own delivery end to end, from scope to launch and support.
Other industries
Free estimate · no obligation
Tell us where your team is stuck
Tell us what you're building. No pitch deck: you get an honest estimate and a clear next step, even if it isn't us.
- 1We review your product, stack and roadmap
- 2We point out the risks we've seen in similar projects
- 3You get a team shape and rough timeline within 48 hours